Background

This is where it all started! This beautiful piece of land that was cleared and ready for construction. As soon as the crazy, exited jitters of participating in a real estate auction diffused, my wheels started turning! Oooohhh, the possibilities!









Roberto and I were in the real estate market for about a year looking to move out of our townhouse that, quiet frankly, didn't fit us! With the crime scene unit showing up outside after the second shooting in 6 months, we knew it was time to get f*#k out! We installed a security system since Roberto traveled for work. (This was our townhouse... cute... right? I thought so!)
In our quest to have the security system installed we met this guy. He was a young 20-something that was starting his own businesses and was awfully successful. He conveniently was starting his own real estate business after working with a bigger company for a while. He let us know we can list our house for $185,000 and make some money. That was ALL I needed to hear! I basically jumped all over him to sign the papers to sell. In just a few weeks we were set up with one of his selling agents (great guy!) and we were looking to buy. We scoured the market here in the Leigh Valley looking for the perfect house. We were hoping to take advantage of the distressed market. We found a few short sales and foreclosures we tried to get but they didn't pan out. We decided to post our house for sale in March of 2010. After 6 months of showings and it getting us absolutely nowhere, we chose to do a rent-to-own situation with a neighbor. We had a lawyer to do everything on the up and up...then we would be protected....right? HAHA-things just don't work that way for us.

In just one week I packed our entire townhouse and we moved...to the in-laws...I went kicking and screaming...I mean, I have been on my own since 1998 and couldn't imagine living with parents again. I was NOT happy. But, if it meant I could get more out of my house, then I did it. Imagine moving in with your in-laws or parents....There were 6 adults, 2 toddlers and one 90 pound lab in a home that couldn't be more than 1600 square feet....oh yeah, and just 1 bathroom for 5 adults and 2 toddlers...CRAZY!  In the end we survived this and I think gained even more appreciation for one another. I love my hubs! :) 

There's so much that happened from Sept. 2011 to now that contributed to our financial demise! I will bullet it out for you and spare you some of the details:

• The bank we were using to do the mortgage process had calculated our debt to income incorrectly. Roberto dummy proofed the mortgage documents to prove she was wrong. They got into a heated argument over the phone. Once she saw what Roberto what highlighted for her, she didn't have a leg to stand on. In less than 24 hours she sent the ok to start construction! We were elated! We couldn't believe our dreams were about to happen!
• The amount we (the tenants and us) agreed to sell our house for ended up not appraising. We agreed upon $150,000 but it only appraised for $135,000. The buyer tried to walk away but if she did, she would have lost her $5,000 deposit and monthly installments she made. We ended up selling it for the appraised amount, but ended up losing ALL our profit we were banking on using to purchase new furniture and appliances. This sucked since we already had them financed with intrust free financing...SUCKS!
• OUR HOUSE IS DONE!....Well, not completely....we don't have a well....BUT it should be done over the weekend. We moved our stuff in over Labor Day weekend 2011. We just showered at friends houses...no big deal! 
• We had a state of the art water filtration system set up in our house. There is a lot of science that goes into this system...let's just say, it's crazy! Maybe we should bottle this sh*t and sell it to supplement our income...hmmm.....
• SERIOUSLY! We can't get a well. Company A tried several different ways to get the well and each time tacked on  $1,000s here or there. We were about 8% over the amount for a well when Roberto said "ENOUGH!" We (Roberto and I and Company A) agreed to be done with one another. Our outrageous bill was negotiated down to a more reasonable amount. This was September 2011.
• For the time being, we were filling up 15-1 gallon jugs at the in-laws to flush toilets, cook minimal meals and wash hands. This happened EACH NIGHT for 2 months. I thought for sure I was going to commit myself!
• We moved on to well Company B. This was one of the WORST decisions ever. Well Company B said they would work with us. They charged us "by the hour" however they were never there when Roberto would "show up" to check on progress. In just a few days (less than 2 weeks) they cracked the steel casing Company A installed and decided they didn't want to work for us. In those few hours we lost the money we paid Company A and on top of this, Company B sent a bill for the same amount we paid Company A. At this point we are 300% over the quoted amount...AND WE STILL DON'T HAVE A WELL!
• We had temporary tanks installed in our garage. The two tanks totaled 1300 gallons. Water was delivered every 2 weeks at $126 a pop! But now we can use our house normally!
• Now we move onto our savior...Well guy C! He wanted to work with us. He wanted to help. He sat with us and came up with a plan. He started drilling in November of 2011. In his first hole he lost a part to his well rig, couldn't retrieve it and needed to close up the hole. He started a new hole. It is now December 2011.
• He drilled, and drilled, and drilled, and drilled,  and drilled, and drilled....ok you get the point. Roberto was out there with him each Saturday and Sunday helping him get us running water. In Feburary 2012 well guy C needed to stop. The poor guy had such a bad back he couldn't continue....he needed surgery! He said if all goes well with the surgery, he would be back in a few weeks to finish up. 
• Well, it didn't....in April 2012, well guy D came and finished the job! Finally! The well is working...
• SCREEEAAAACHHHHH...that's right....stop right there! You didn't think it would be over...did you!
• Our state of the art water filtration system isn't working. I am 6 months pregnant sitting in a tub of orange slime. I was greasy! My hair was so gross (after washing it) I broke my brush! Our wonderful water filtration guy rushed over to help us out. He has been really great through all of this!
• Turns out, we don't need the part of the system...the coagulant. So now that is off and we are loving our well! This is May 2012.
• Everything is going great! The water tastes fabulous and we are finally settling in. It is starting to become a home!
• In July 2012 we welcome our second little monster...Cooper. Two boys...what will I do! LOL
• Fast forward to New Years Day 2013: We just got done with our pork dinner and we rang in the new year! 2013 was going to be a fresh start! It was OUR year to get back on track! Roberto gave the boys a bath earlier in the afternoon. We hung out and enjoyed each other. That night we put both boys to bed and I was ready to jump into the shower. I had to go back to school the next day! I turned the handle on the shower to warm it up and NOTHING...NADDA...NIENTE...nothing came out. My heart sank. I calmly came out to Roberto and asked if there was reason nothing would come out of the faucet...his face turned white as if he just saw a ghost! This is where we are at. Over $40K invested in water and we have none!   We don't know what is wrong. 3 days of specialists coming out and we don't have any answers yet. No one knows.

We will not let this define us. Over the next, however many months, we will blog about our experience getting out of this hole. We will not lose! Roberto is very competitive...he will certainly prove this situation wrong...he will be in control and we will get out of this!  We have been without water for the past 5 days, traveling back and forth to the in-laws to shower and fill gallons again. In the time being, we have purchased 3-1100 gallon tanks we will install in our garage and go back to having water delivered each month. Stay tuned....this will be interesting! For sure!